Fostering Consumer Education and Financial Literacy While Promoting Competition in the Marketplace
ACEC educates consumers to take full advantage of the financial tools available to plan for a stable economic future. By taking simple steps like using the budgeting techniques found on this website and protecting yourself from identity theft you can empower yourself and your financial future.
 The New Credit Card LawOn February 22, 2010, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (also known as the Credit CARD Act) went into full effect, establishing sweeping changes intended to help curtail certain industry practices, reduce unfair fees and rein in huge interest rate increases. Under the new law, credit card issuers are also required to disclose how long it will take customers to eliminate their debt if they choose to make only minimum monthly payments. The new law is the most significant overhaul of the credit card industry in at least two decades, but it doesn’t eliminate the need to be a savvy consumer. ACEC supports efforts that protect consumers and believes that knowledge is the most effective tool an individual can possess when it comes to managing finances.
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 Sign Online Petition Today!Sign the online petition at www.dontmakeuspay.org today! “Don’t Make Us Pay” is an effort by small business owners, community bank customers, credit union members, and others who use debit and credit cards, to urge Congress to oppose harmful legislation that would shift a merchant's cost of doing business – what they pay when they accept cards – to us, their customers. The goal of this petition is simply to prove to Congress that we don’t want to pay the bills of retailers, and we strongly oppose any legislation that shifts those costs onto us. |
 Be a Financially Literate ConsumerNow more than ever it is critical for Americans of all ages to be money skills savvy. We are the wealthiest nation but our personal debt climbs while our savings sink. How do we keep our economy robust? We need to stay smart about purchasing, planning, investing and saving. America's youth needs to be prepared as well. Here are some sites providing financial literacy resources. ACEC encourages you to visit them and to pass this information onto the young folks you know. Whether it's your piggy bank or pocketbook, your allowance or promotion bonus, we all want to protect what we earn and see it grow. mymoney.gov is a site for the Financial Literacy and Education Commission--which is comprised of federal agencies that provide financial literacy resources. JumpStart Coalition OperationHope The Savings Coalition of America AICPA Financial Literacy Sources |
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